> For the complete documentation index, see [llms.txt](https://guide.cspersonalfinance.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://guide.cspersonalfinance.io/summary-tabs/liabilities-and-debts.md).

# Liabilities & Debts

![](/files/-MTFZHFt18TpVFBH06Jm)

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Mortgages must go in the Property Tab. Please see the Property page of these instructions for steps on how to enter in your Mortgage balance.
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**Manual User Cells:**\
 • Liabilities breakdown Table
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A summary of the Liabilities breakdown table is as follows:

| Field                            | Explanation                                                                        |
| -------------------------------- | ---------------------------------------------------------------------------------- |
| Loan Start Date                  | The date your Loan started.                                                        |
| Interest Frequency               | How often your interest is calculated per year. This is could be daily or monthly. |
| Annual Interest Rate             | What your annual interest rate is.                                                 |
| Regular Payment / month          | How much you pay towards your loan in total each month.                            |
| Start loan Balance               | What your *initial* loan balance is.                                               |
| Current loan Balance             | What your *current* loan balance is.                                               |
| Loan Payments Paid               | If known, how much you've paid on your loan to date.                               |
| Total Interest/Fees accrued      | How much you've accrued in fees or interest.                                       |
| Estimated interest/period        | An estimate of the amount of fees you pay per period (see interest frequency).     |
| Estimated total interest on loan | An estimate of how much interest you'll pay on your loan over its lifetime.        |
| Estimated Final Payment Date     | An estimated date of when you will pay off your loan.                              |