# Liabilities & Debts

![](/files/-MTFZHFt18TpVFBH06Jm)

{% hint style="info" %}
Mortgages must go in the Property Tab. Please see the Property page of these instructions for steps on how to enter in your Mortgage balance.
{% endhint %}

{% hint style="info" %}
**Manual User Cells:**\
&#x20;• Liabilities breakdown Table
{% endhint %}

A summary of the Liabilities breakdown table is as follows:

| Field                            | Explanation                                                                        |
| -------------------------------- | ---------------------------------------------------------------------------------- |
| Loan Start Date                  | The date your Loan started.                                                        |
| Interest Frequency               | How often your interest is calculated per year. This is could be daily or monthly. |
| Annual Interest Rate             | What your annual interest rate is.                                                 |
| Regular Payment / month          | How much you pay towards your loan in total each month.                            |
| Start loan Balance               | What your *initial* loan balance is.                                               |
| Current loan Balance             | What your *current* loan balance is.                                               |
| Loan Payments Paid               | If known, how much you've paid on your loan to date.                               |
| Total Interest/Fees accrued      | How much you've accrued in fees or interest.                                       |
| Estimated interest/period        | An estimate of the amount of fees you pay per period (see interest frequency).     |
| Estimated total interest on loan | An estimate of how much interest you'll pay on your loan over its lifetime.        |
| Estimated Final Payment Date     | An estimated date of when you will pay off your loan.                              |


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://guide.cspersonalfinance.io/summary-tabs/liabilities-and-debts.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
