The information & guidance in this knowledge base and associated sheets are for general information only.
It should not be taken as constituting professional advice from the owner. I am NOT a financial advisor or qualified in finance.
You should consider seeking independent legal, financial, taxation or other advice to check how information & outputs from this sheet and knowledge base relates to your unique circumstances.
The owner is not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this sheet and knowledge base.
The calculators and tools on this sheet and knowledge base are provided for your information and to illustrate scenarios. The results should not be taken as a substitute for professional advice. This sheet and knowledge base may contain mistakes and therefore you must perform your own due diligence to validate and confirm outputs. All "optimisations", recommendations and considerations must be verified by yourself. I take no responsibility for your actions and choices.
Any Tax estimations in this sheet and knowledge base are general estimations at best, are non-specific and have not taken into account your financial circumstances. They are not to be used or taken as Tax advice. Please do your own research and see a Tax professional. Again, I am not a tax professional.
All reasonable care has been taken in preparing and designing the calculators, knowledge base and tools; however, the owner provides no warranties and makes no representation that the information provided by the calculators, knowledge base and tools are appropriate for your particular circumstances or indicates you should follow a particular course of action.
Further use of this sheet and knowledge base indicates acceptance of these terms.